Is Your Business Growing
at a Rapid Rate?
Feel empowered to make better business decisions — with our Virtual CFO Services. Senior CFO expertise for Australian SMEs at a fraction of the cost of a full-time hire.
Trusted by Australian SMEs
Virtual CFO Services to Help Your Business Succeed
Having a CFO is not the same as having an accountant. CFOs and accountants work together — the CFO has a different perspective and more closely-focused responsibilities as an internal member of the management team.
Cash Flow Management
Deal with cashflow and asset finance, debt planning and reduction, and working capital management to keep your business healthy and growing.
Cashflow & Business Forecasting
Budget to actual business analysis and forward-looking forecasts so you always know where your business is headed.
Profit & Wealth Advisory
Profit and wealth improving advisory with business benchmarking to maximise the value built within your business.
Board Reports & KPI Meetings
Preparation of board reports, weekly/monthly KPI meetings, and strategic advisory so you and your team always have the clarity needed to perform.
A Full-Time CFO Without the Full-Time Cost
A full-time Chief Financial Officer can cost anywhere from $175,000 to $480,000 per year. For businesses experiencing growth pains, this can be a major cost that limits resources instead of focusing on growth. Our Virtual CFO plans start with a low monthly fee with no lock-in contracts.
Explore Our ServicesManage bank relationships and capital raising
Weekly/monthly KPI meetings and business benchmarking
Streamline internal controls and processes
No lock-in contracts — flexible monthly plans
Annual Cost Comparison
Growing Businesses Need a CFO Before They Can Afford One
Turnover threshold where CFO expertise becomes critical for sustainable growth
Maximum annual cost of a full-time CFO — our plans are a fraction of that
Common financial mistakes that derail growing businesses — we help you avoid every one
Matrix CFO gave us the financial visibility we needed to scale confidently. We went from guessing our cash position to having a clear 12-month forecast every month.
Business Owner
Manufacturing, NSW
Having a virtual CFO meant we could make the right decisions at the right time — without the overhead of a full-time executive. It's been one of the best investments we've made.
Director
Professional Services, VIC
How Our Virtual CFOs Work With You
We work inside your business to ensure you have all the information you need to manage effectively — and your accountant has the accuracy needed to perform their role.
Understand Your Business
We start by getting a deep understanding of your business, your goals, and the financial challenges holding you back from sustainable growth.
Build Your Financial Framework
We streamline your internal controls, structure your reporting, and set up the KPIs and forecasts that give you real visibility over performance.
Drive Ongoing Results
Regular KPI meetings, board reports, and strategic advisory keep you on track — with no lock-in contracts and plans that flex as your business grows.
Your CFO, Supercharged by AI
We combine senior CFO expertise with AI-driven analysis to surface insights faster, forecast with greater accuracy, and identify opportunities your competitors will miss.
Predictive Cash Flow Modelling
AI analyses your historical patterns and market signals to forecast cash positions weeks ahead — so you're never caught short.
Scenario & Sensitivity Analysis
Run unlimited what-if scenarios instantly. See how a 10% revenue drop or a new hire affects your runway — before you commit.
Automated Anomaly Detection
AI monitors your financials 24/7 and flags unusual patterns — cost spikes, margin erosion, or receivables risk — before they become problems.
Intelligent Board Reporting
AI drafts your board packs and management reports from live data — cutting preparation time from days to hours, with zero manual errors.
Profit Leak Identification
Machine learning scans your P&L to pinpoint exactly where margin is being lost — pricing gaps, supplier inefficiencies, and hidden cost drivers.
Strategic Decision Support
AI synthesises market data, your financials, and industry benchmarks to give your CFO the full picture — so every strategic recommendation is evidence-based.
Human expertise + AI precision
Our CFOs use AI as a force multiplier — not a replacement. You get faster insights, deeper analysis, and a senior strategist who knows your business.
Ready to Make Better Business Decisions?
For just a low monthly fee with no lock-in contracts, getting a Matrix VCFO could be one of the best business decisions you've ever made.
No obligation — walk away with a clear financial action plan
Senior CFO expertise, not a junior consultant
Tailored to your business size and industry
Book Your Free Strategy Call
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